| In compliance with the Children's Online
Privacy Protection Act, we follow special guidelines for visitors
under the age of 13. These are outlined here.
Children under 13
Here are some important things to know about surfing the Internet:
- Surf the Internet with your parents. If they aren’t available,
talk to them about the sites you’re visiting.
- Always ask your parents for permission before you send any
information about yourself to this site or any other Internet
site. This includes your name, address, telephone number, email
address, and similar information.
- Never tell other kids your screen name, user ID, or password.
Sites are not supposed to collect more information than they need
about you for the activity you want to participate in. You should
be able to participate in many activities online without having
to give any information about yourself.
- If a site makes you uncomfortable or asks for more information
than you want to share, leave the site and tell your parents.
Parents/Guardians
Under the Children's Online Privacy Protection Act, websites that
ask for certain information about kids under 13 have to get a parent's
permission to get the information. We encourage you to monitor your
children's Internet use and to take an active role in giving/denying
consent to websites that want to collect personal information about
your child. Please note that if your child voluntarily discloses
his or her name, email address, or other personal information, he
or she may receive unsolicited messages from other parties. For
their protection, discourage your child from doing so.
Personal Information
At Countrybankforkids.com we only collect email addresses from
children in order to allow them to send us email and enter contests.
Any personal identifying information collected by this site from
children will be used by Country Bank for internal purposes such
as audience research. Such information will
not be posted, published, sold or rented to any third parties.
We do not make a child's participation in any website activity contingent
on that child's disclosure of more personal information than is
reasonably necessary to participate in that activity.
Children’s Contest Entries
Entrants are required to submit the following information: first
name, last name, and email address. Information collected from entrants
in the children’s contest is used to notify, verify, and award
prizes to contest winners. We do not sell, rent, or share this information
to or with others. Children under the age of 13 must include
a parent's (or guardian's) valid email address. Entries will not
be accepted unless and until we have received verification of parental
consent via return email by the response deadline date. There will be
no publication of names of contest winners, unless parents provide
written consent.
Children’s Email Postings
Child visitors to parts of our website may be invited to send us
email. The content of email is at the discretion of the visitor;
however, personal information submitted to us via email may be edited
or excerpted at the discretion of Country Bank and posted elsewhere
on our site. We do not reveal personal information that may identify
any visitor who has submitted comments via email.
Cookies
"Cookies" are information files that your web browser
places on the hard drive of your computer when you visit a site.
Cookies cannot damage user files, nor can they read information
from a user's hard drive. Cookies are used to record whether a visitor
has indicated that they have certain plug-in software applications
installed on their browser. Cookies also allow websites to "remember"
user activities on a website as well as user's visits to a site.
At Countrybankforkids.com cookies are used to determine the number
of unique visitors to our website over a given period and to remember
non-personally identifiable user-names so that the need for multiple
log-ins is eliminated. We do not store any personal information
into cookies nor do we link or combine information collected through
cookies to any personal information that parents of preschoolers
submit online when participating in our activities. You can, of
course, disable cookies on your computer by indicating this in the
preferences or options menus in your browser.
If you would like additional information regarding our Children's
Privacy Policy please feel free to contact us at 1-800-322-8233
or you may write to us at:
Jodie Gerulaitis
Country Bank for Savings
75 Main Street
Ware, MA 01082
NOTICE OF YOUR FINANCIAL
PRIVACY RIGHTS
We, our, and us,
when used in this notice, mean Country Bank for Savings.
This is our privacy notice for our customers. When we use the words
"you" and "your" we mean the following types
of customers:
Our consumer customers who have a continuing relationship by purchasing
or holding financial products or services such as a(n):
- Deposit account
- Loan account
- Safe deposit box
- Self-directed Individual Retirement Account
We will tell you the sources of the information we collect about
you. We will tell you what measures we take to secure that information.
We first define some terms.
Nonpublic personal information means
information about you that we collect in connection with providing
a financial product or service to you. Nonpublic personal information
does not include information that is available from public sources,
such as telephone directories or government records. Hereafter,
we will use the term "information" to mean nonpublic personal
information as defined in this section.
An affiliate is a company we own or
control, a company that owns or controls us, or a company that is
owned or controlled by the same company that owns or controls us.
Ownership does not mean complete ownership, but means owning enough
to have control.
A nonaffiliated third party is a person
we do not employ or a company that is not an affiliate of ours.
This is also known as nonaffiliated third
party, or simply, an "other party."
THE INFORMATION WE COLLECT
We collect information about you from the following sources:
- Information you give us on applications or other forms
- Information about your transactions with us
- Information about your transactions with other parties
- Information from a consumer reporting agency
THE CONFIDENTIALITY, SECURITY, AND
INTEGRITY OF YOUR INFORMATION
We restrict access to information about you to those employees who
need to know that information to provide products or services to
you. We maintain physical, electronic, and procedural safeguards
that apply with federal regulations to protect this information.
YOUR INFORMATION AND OTHER PARTIES
We will not disclose information about you to anyone except as disclosed
in this policy or as permitted by law. Examples of this might include
disclosures necessary to service your account or prevent unauthorized
transactions.
INFORMATION ABOUT FORMER CUSTOMERS
We do not disclose information about former customers, except as
permitted by law.
AUTHORIZED SHARING - OUTSIDE MARKETING SERVICES
We may disclose the following information to companies that perform
marketing services on our behalf:
Information you give us on an application or other forms, such
as:
- Name
- Address
- E-mail address
We disclose the information listed above with companies that perform
marketing services on our behalf. You do not have a right to opt
out of the disclosure of this information. We may also disclose
information about you to other outside marketing services as permitted
by law.
Types of Businesses
Here are the types of businesses with whom we may disclose information
for outside marketing purposes:
Service providers that perform marketing services for us, such
as:
AUTHORIZED SHARING - JOINT MARKETING
We may disclose the following information to other financial institutions
with whom we have joint marketing agreements:
Information you give us on an application or other forms, such
as:
Information about your transactions with us, such as:
- Account balances
- Types of accounts
We disclose the information listed above with other financial institutions
with whom we have joint marketing agreements. You do not have a
right to opt out of the disclosure of this information.
State Limitations
AL, AK, ID and VT - We will not share this information about customers
who reside in Alabama, Alaska, Idaho or Vermont.
MA, MS and NJ - We will not share any information derived from
deposit relationships with us about customers who reside in Massachusetts,
Mississippi or
New Jersey. Nor will our branches or offices located in such states
share this information with other parties.
IL - We will not share this information about our customers who
reside in Illinois with other parties.
Types of Businesses
We may disclose information pursuant to joint marketing agreements
to the following types of businesses:
Financial service providers, such as:
Reasons For Disclosing
We may disclose information about you to other financial institutions
with whom we have joint marketing agreements to provide you with
information about additional products and services.
We appreciate you taking the time to review this information. Again,
if you have any questions or concerns regarding the Privacy Disclosure,
please stop by your nearest Country Bank office or call us at 1-800-322-8233.
Thank you for putting your trust in us over the years and remember,
at Country Bank..."Our Home is Your Home."
75
MAIN STREET
WARE, MA 01082-2003
1-800-322-8233
BTL798
© 2000 Bankers Systems, Inc., St. Cloud, MN
Form PRIV-DISC 9/4/2001 Custom 1.9/2219 |